Equinox is a functionally rich universal banking solution designed to deliver distributed, regionalised or centralised solutions to all the needs of modern banks and financial institutions and Equinox’s diverse business areas covering retail, corporate, e-Banking and customer relationship management.

Modular in design, Equinox offers the flexibility to implement those areas of functionality appropriate for their specific needs. It allows banks “plug & play” facility to adapt other modules as their business grow and evolve in other areas. Consequently, Equinox is a highly scalable solution, which is suitable for any size of banking operation from regionalised banks to multinational banks.

Equinox has helped its customers gain competitive advantage in the market by providing efficient customer driven and personalised banking services; enabled them with the latest open technology platforms thus deriving the maximum advantage of the open technology standards in the industry and helped them reduce cost.

Equinox supports the needs of banks in diverse business areas; retail, lending, trade, treasury and investment banking. It also provides e-Banking and business intelligence solutions.

Equinox’s rich functionality is further enhanced by its proven and superior service delivery capabilities such as implementation, training and support.

Equinox key benefits

Open architecture
Equinox replaces old legacy systems with an open and n-tier banking application across multiple locations. An open technology platform renders the flexibility for integration and interoperability with other applications and databases.

Reduced time-to-market
Equinox has a simple and flexible product development allowing banks to create new products in no time thus rendering ready-to-market capabilities.

Multiple delivery channels
Equinox supports multiple delivery channels – ATM, POS, mobile, WAP, SMS, phone, internet – to provide flexibility and convenience to the customer.

Business intelligence edge
Equinox’s business intelligence module provides critical business information in a dashboard style view to help in the decision-making process. It provides a comprehensive risk exposure, budgeting, forecasting and profitability analysis capabilities.

Unified view of the customer
The customer-centric functional architecture helps the bank to have a single view of the customer across all the relationships with the bank.

Multi-currency and multi-lingual
Equinox supports multi-currency and multiple languages.

Low TCO
Equinox’s superior technology platform and rich functionality translate into a competitive Total Cost of Ownership (TCO).

Sophisticated security management system
The security management system controls access at multiple levels and built-in audit log/trail features.